Limitless instant credit solutions
Create business value by quickly offering new credit products to meet today's consumer requirements.
Contact usA PLATFORM AS A SERVICE FOR INSTANT CREDIT PRODUCTS
The new generation of PaaS
The new generation’s credit platform for companies in a fast-moving, global economy on the consumer’s terms.
Short time to market
Keep pace with your customers and stay ahead by being able to quickly create new credit offers.
Cloud-based with global reach
Quickly develop your business and your offering via a global, cloud-based platform.
Examples of instant credit products
Delayed payment
Give your customers up to 30 days to pay.
Pay in parts
For larger purchases give your customer the ability to pay in parts.
Revolving credit
Reward returning customers with tailormade payment options.
MODULES
Elastq supports the complete lifecycle for you to offer instant credit products
- Credit calculators
- Account ledgers
- Statement distributions
- Deposits and repayments
- Document storage
- Reporting and analytics
- Accounting
CONFIGURATION
Configure your instant credit product any way you want
- Conversion
- Delinquency
- Commercial
- Statement distribution
- Dunning chain
- Credit termination
- Payment matching
- Crediting
- Billing cycle
Create your own instant credit solution
A CONSTANTLY UPDATED, CLOUD-BASED PLATFORM
CONNECT WITH REST APIS
All your essential actions and transactions can be done using our powerful REST API, which gives you full control of the customer experience.
ALWAYS UP TO DATE
With Elastq Credit Solutions you always have automatic access to the latest updates and features, and it’s always aligned with the latest rules and regulations.
HOSTED SOLUTION IN THE CLOUD
Focus on developing better offers for your customers instead of managing the development of platforms. The system has no limitations and no legacy.
Security & Compliance
We are a PCI-DSS certified company which means that we are compliant with security standards stipulated by PCI regulations. This standard applies to all our processes and spans from development to operations.
All of your data is protected in an environment with bank-grade security, with business continuity plans if a disaster strikes so you can sleep safe at night. In line with GDPR regulation, you have full access to change, remove and audit the data that you own.
We are a fintech partner for modern, global credit products
In today’s fast-moving, consumer-driven economy, opportunities for constant product development are a prerequisite. At Elastq Credit Solutions, we develop fintech solutions to meet the specific challenges and opportunities of the financial industry. We have been doing this since 1998.
With a solid background in fintech and the credit industry, we have the expertise required to offer flexible solutions for modern banks and financial institutions that are shaping the business world of today and tomorrow.
Elastq empowers companies to offer instant consumer credit
Powering brands such as:
Swedish Railways (SJ) has been using the Elastq platform since 2014.
Payzmart utilizes the Elastq platform to create their own credit offering towards the dental clinic market in the Nordics.
Paynova uses Elastq to offer their credit solution to the digital commerce market.
Are you ready for the next step?
We would be happy to tell you more about how Elastq Credit Solutions could become an engine for your business.